Participant Testimonials

Participant Experiences

Feedback from individuals and organizations who have participated in our programs

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Program Participant Testimonials

AL

Ahmad Liaw

Sibu, Sarawak

My wife and I enrolled our 10-year-old daughter in the Children's Financial Education program. The three sessions gave her a foundation in money concepts we hadn't known how to teach ourselves. The activity kit was particularly useful for continuing discussions at home afterwards.

January 15, 2026

MK

Michelle Koh

HR Manager, Sibu

We brought the Workplace Financial Wellness program to our company for 40 employees. The sessions on EPF strategies and benefits optimization were practical and well-received. The facilitator adapted content to our specific benefits package, which made the information directly applicable.

January 8, 2026

RT

Richard Teo

Investor, Sarawak

The Advanced Portfolio Construction program helped me move from intuitive investing to a more systematic approach. The correlation analysis between Malaysian and regional markets was particularly valuable. I now have a documented investment policy statement and rebalancing protocol.

December 28, 2025

SN

Sarah Ngu

Parent, Sibu

My 12-year-old son struggled with understanding money concepts until this program. The hands-on activities with play money and the simple budget exercises made things clear. As parents, we appreciated the facilitation guide for continuing these conversations beyond the three sessions.

January 20, 2026

DW

David Wong

Operations Manager, Sibu

Our staff appreciated the workplace wellness sessions on salary optimization and EPF planning. The virtual delivery format worked well for our team, and the individual action checklists gave each person specific next steps. Some employees have since adjusted their contribution strategies.

January 12, 2026

LY

Linda Yong

Investor, Sarawak

I've been investing for years but never had a formal framework for portfolio management. The eight-week program gave me analytical tools for allocation decisions and stress testing. The personalized documents now guide my quarterly reviews. Worth the time investment for developing more disciplined approaches.

January 5, 2026

Program Success Stories

Family Financial Foundation: The Chen Family

Initial Situation

Parents wanted to teach their 9-year-old twins about money but weren't sure where to start. The children received allowances but had limited understanding of saving or planning purchases.

Program Experience

Enrolled in the Children's Financial Education program. All four family members attended the three sessions, working through activities together. The twins particularly enjoyed the goal-setting exercises using the play money kit.

Outcomes

Three months later, the twins maintain simple budget notebooks and have opened junior savings accounts. Parents report more productive conversations about wants versus needs during shopping trips.

Workplace Implementation: Manufacturing Company (62 Employees)

Organization Context

Local manufacturing company wanted to support employee financial wellness as part of overall retention strategy. Many employees had questions about EPF and benefits but limited resources for financial guidance.

Program Delivery

Workplace Financial Wellness program delivered on-site over three weeks. Four sessions covered EPF optimization, budgeting, benefits understanding, and insurance basics. 58 of 62 employees participated.

Organization Feedback

HR manager noted improved awareness of benefit packages and several employees increased EPF contributions. Company plans to run program annually for new hires and as refresher for existing staff.

Portfolio Refinement: Experienced Investor Case

Investor Background

Professional with 15 years investment experience managing a diversified portfolio across Malaysian equities, bonds, and regional funds. Approached investing intuitively without documented framework or systematic rebalancing.

Learning Process

Completed eight-week Advanced Portfolio Construction program. Analyzed actual holdings for correlation patterns, developed strategic allocation framework, and created written investment policy statement with rebalancing triggers.

Application

Now conducts quarterly portfolio reviews against documented policy. Has implemented systematic rebalancing protocol and adjusted allocation based on correlation analysis. Reports increased confidence in allocation decisions.

Program Participation Information

8

Years Operating

Providing financial education in Sibu since 2018

340+

Participants

Individual and organizational program completions

4.6

Average Rating

Based on post-program participant evaluations

Contact Information

Get in Touch

Phone

+60 84-317 528

Office Location

Ground Floor, Wisma Sanyan
Jalan Tuanku Abdul Rahman
96000 Sibu, Sarawak

Office Hours

Monday - Friday: 9:00 AM - 5:30 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed

Consider Joining Our Programs

If you're interested in structured financial education with Malaysian context, we're happy to discuss which program might suit your needs.

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